I inherited $300,000 from my mother. I was on my way to put it in the market with a broker my neighbor used. Her friend said I should talk to Allen. That literally saved my retirement money... it was 2008. I not only did not lose 1 penny, I still get increasing income from his great advice 14 years later.

I was paying $130 for a Supplement and still $198 for the Dr. bill deductible. With Medicare Advantage, Allen saved me $1758 a year.

Allen showed me how to upgrade my old fashion Life Policy to one that paid me while I am living. Things like illnesses and nursing home care, even take out money to buy myself something for no reason at all. And reduced my premiums for the same coverage. Thank You Allen!

Allen doesn't talk when he is supposed to be listening. My wife and I actually got to voice all of our concerns without us being interrupted to sell us something. That's why we have enjoyed doing business with Allen since meeting him in 2006.

A wealth of knowledge with many professionals at your service, that's Allen. He will not give up until every benefit due You and Your family is secured. I was simply at the mall visiting from Michigan. I simply started talking to him outside his office. And 14 years later he still assists me with referrals to attorneys because of my complicated family. We also share a coke when I'm in town.

Mr Cloer always made sure my Dad's wishes were carried out through Attorneys and constant contact with my brother and me. Being a NYC policeman for 30+ years my Father was no pushover. Many insurance agents tried to sell him. Allen was the only person he trusted with his family.

Allen saw things that as new orange grove owners in Wauchula we didn't. We thought we could not afford health insurance or that we needed to protect our life savings we had poured into our dream. Well, Allen found us a plan we could afford. That was November 1999. June 2000 my husband was diagnosed with pancreatic cancer. He died 2 months later. The medical bills exceeded $350,000 all paid. Then my son opened the mail a couple weeks later and a $100,000 check saved our home and business... A Blessing.